The Conversation

Banning contactless and credit card surcharges won’t help – open banking reform is what’s needed

Jorge MataWe’ve all been there – absentmindedly tapping a credit or debit card to pay for something at a shop, only to remember moments later there is a 2.99% surcharge.

These surcharges are extra fees added to the total when a shopper opts for credit card and contactless payment rather than swiping and entering a PIN with a debit card.

China’s increased military might gives it new weapon in challenging global order

Chinese weapons are starting to show up in the world’s biggest conflict zones, underscoring its technological advancement and investment in this area.

In the 1990s and 2000s, Chinese weapons systems and military equipment were seen as being little more than imitations of old Russian or even Soviet systems. China was largely reliant on exports from Moscow and lacked the capacity to create its own systems.

Insurance warning signs in doctors’ offices might discourage patients from speaking openly about their health

Have you ever noticed a sign in a doctor’s office saying that you may have to pay extra insurance costs if you discuss additional problems with your physician?

If so, you’re not alone. As health care spending continues to rise, providers are being asked to warn patients about any potential unexpected costs – for example, insurance charges for additional services at an otherwise fully covered annual wellness visit.

When it comes to finance, ‘normal’ data is actually pretty weird

When business researchers analyze data, they often rely on assumptions to help make sense of what they find. But like anyone else, they can run into a whole lot of trouble if those assumptions turn out to be wrong – which may happen more often than they realize. That’s what we found in a recent study looking at financial data from about a thousand major U.S. companies.

When it comes to finance, ‘normal’ data is actually pretty weird

When business researchers analyze data, they often rely on assumptions to help make sense of what they find. But like anyone else, they can run into a whole lot of trouble if those assumptions turn out to be wrong – which may happen more often than they realize. That’s what we found in a recent study looking at financial data from about a thousand major U.S. companies.

For America’s 35M small businesses, tariff uncertainty hits especially hard

Imagine it’s April 2025 and you’re the owner of a small but fast-growing e-commerce business. Historically, you’ve sourced products from China, but the president just announced tariffs of 145% on these goods. Do you set up operations in Thailand – requiring new investment and a lot of work – or wait until there’s more clarity on trade? What if waiting too long means you miss your chance to pull it off?

For America’s 35M small businesses, tariff uncertainty hits especially hard

Imagine it’s April 2025 and you’re the owner of a small but fast-growing e-commerce business. Historically, you’ve sourced products from China, but the president just announced tariffs of 145% on these goods. Do you set up operations in Thailand – requiring new investment and a lot of work – or wait until there’s more clarity on trade? What if waiting too long means you miss your chance to pull it off?

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