The Conversation

When you click on an ad in sales season, retailers get to harvest your data

Earlier this year, the consumer watchdog fined three retailers, Michael Hill, MyHouse and Hairhouse Online, almost A$20,000 each for advertising “site-wide discounts” that allegedly never applied to all items on the website.

At first glance, this might look like a straightforward case of using allegedly misleading advertising for an economic benefit. Yet the implications go further.

Climate change is becoming an insurance crisis

oleschwander/ShutterstockImagine waking up to find your living room underwater for the second time in five years. You try to claim insurance, only to be told your property is now uninsurable. Premiums have tripled. Your mortgage lender is concerned. And your biggest asset, your home, is rapidly losing value.

This isn’t just a personal disaster. It’s a warning sign of a much broader crisis.

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