Higher Prices, Less Coverage: Your Stories of the Home Insurance Crunch
Readers told us how insurers are raising premiums and, in some cases, cutting back coverage, as climate change shakes up the real estate market.
No more call to cancel: the government wants to crack down on ‘subscription traps’
The Conversation, CC BYIt often seems like a great idea at the time. There’s a streaming service, paywalled news site or premium version of an app you want to try, offering a “no strings attached” free trial.
You sign up – with a few easy clicks and your credit card. The trial period passes, and for whatever reason, you decide this product isn’t for you.
More detail on what clothes feel like could make life easier for shoppers – and save retailers money
New Africa/ShutterstockClothing is one of the top categories in online sales worldwide, with expected revenues of more than US$920 billion (£702 billion) this year. And for clothing businesses, like many others, online retail opens the door to a wider customer base.
The housing crisis is forcing Americans to choose between affordability and safety
Picture this: You’re looking to buy a place to live, and you have two options.
Option A is a beautiful home in California near good schools and job opportunities. But it goes for nearly a million dollars – the median California home sells for US$906,500 – and you’d be paying a mortgage that’s risen 82% since January 2020.
How the UK’s dependency on cars slows down the economy
Jarek Kilian/ShutterstockThe UK government makes a lot of money from cars. It taxes car ownership, it taxes the fuel, and it is about to charge drivers of electric vehicles by the distance they travel.
Quarterly unemployment eases to 8.2 pct in Q3, lowest since end-2008
Greece’s non-seasonally adjusted quarterly unemployment rate dropped in Q3, landing at 8.2 percent, from 8.6 percent in the previous quarter, Hellenic Statistical Authority (ELSTAT) figures showed on Thursday.
Bank of England launches system-wide exploratory scenario exercise focused on private markets
The Bank of England (the Bank) has today launched its second system-wide exploratory scenario (SWES) exercise. This will focus on how the private markets ecosystem operates under stress and the potential implications for UK financial stability and the UK real economy.
Banks’ regulatory risk tolerance
We employ 68 quarters of data – including from non-public supervisory sources – to study how 17 US and 17 euro-area banks balance the risk of breaching regulatory requirements against the cost of maintaining and speedily restoring “management” buffers. We find that steady-state management buffer targets systematically declined and regulatory risk tolerance (RRT) rose following the Great Financial Crisis, especially at banks experiencing a stronger increase in capital requirements.
Banks’ regulatory risk tolerance
We employ 68 quarters of data – including from non-public supervisory sources – to study how 17 US and 17 euro-area banks balance the risk of breaching regulatory requirements against the cost of maintaining and speedily restoring “management” buffers. We find that steady-state management buffer targets systematically declined and regulatory risk tolerance (RRT) rose following the Great Financial Crisis, especially at banks experiencing a stronger increase in capital requirements.
Tsipras takes stage for launch of book and would-be political manifesto
Alexis Tsipras stepped onto the stage at the Pallas Theatre in central Athens on Wednesday night ostensibly to present his new book, Ithaki, but the atmosphere, the crowd, and above all the content of his speech transformed the event into a declaration of political intent.
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